Student Accounts

Payment Plan and 1098T Information

This convenient, interest-free payment plan is made available to MCC students through Nelnet Business Solutions.  The payment plan can be used to pay tuition and fees.
Payment Methods
  • Automatic bank payments (ACH)
  • Credit Card/Debit Card
Cost to Participate
  • $25 enrollment fee per semester
  • $2 enrollment fee for an immediate full payment
  • $30 returned payment fee if a payment is returned for non-sufficient funds
  • If a credit/debit card is used, a convenience fee, in addition to the enrollment fee will be assessed.
Frequently Asked Questions
1. When should I set up the payment plan?
 As soon as you register.  The earlier you set it up, the smaller the down payment and the more months you have to make the payments.  You must comply with the college due dates for tuition payments in order to remain registered for the semester.
 
2.  How do I set up a payment plan?  
Payment plans must be set up through a student's my.montcalm.edu account.  After logging in, the payment plan link is found by choosing the Finances tab, then the "Setup/Manage Nelnet Payment Plan" in the green box on the left side of the page.
Select "2019-2020 Fall" from the drop down menu.
Choose "Pay Using Nelnet" and provide information requested.
Note: Be sure to print a confirmation before exiting Nelnet.
 
3. What do I do if my amount due changes as a result of a registration change after I have set up my payment plan?   
Your Nelnet account will automatically adjust to cover your new MCC student account balance,but the adjustments are not immediate. (Updates must be completed in your MCC student account before your Nelnet plan will be updated.)
 
4. What if I need to change my debit/credit card or bank account information?     
Log into your my.montcalm.edu account.
Choose the "Finances" tab.
Choose "Setup/Manage Nelnet Payment Plan" in the green box at the left.
Choose the "Actions" drop down menu.
Choose "Change Financial Account."
 
5. What if I drop all my classes after I have set up a payment plan?
Your Nelnet account will automatically be adjusted and terminate. Refunds for each semester are processed approximately 1 week after the end of the drop/add period. 
 
6. How do I get a refund of my down payment if financial aid has been applied to my student account? 
Your Nelnet plan will automatically be adjusted, and your plan will terminate if your MCC student account balance is zero or below.  Any over payments to student accounts as a result of Nelnet payments and estimated financial aid are processed once the Federal and/or State Financial Aid funds are received from the Federal and/or State Government.
2019-2020 Nelnet Schedule





Fall 2019 Semester
Nelnet opens on July 1, 2019
Last day Required Number  Months 
to  Down of of 
submit online Payment Payments Payments
Jul 14 0% 4 Aug - Nov
  Jul 31
 20% 3 Sep - Nov
Aug 19
30% 2 Oct & Nov
  Aug 30
 50% 2
Oct & Nov
       
       




       
Spring 2020 Semester
 Nelnet opens on November 5, 2019
Last day Required Number  Months 
to  Down of of 
submit online Payment Payments Payments
Nov 20
0% 5 Dec - Apr
Dec 18
20% 4 Jan - Apr
Jan 11
30% 3 Feb - Apr
Jan 17
50% 2 Mar & Apr
       








       
Summer 2020
Nelnet opens on March 23, 2020
Last day Required Number  Months 
to  Down of of 
submit online Payment Payments Payments
Apr 8
20% 3 May - Jul
May 13
30% 2 Jun & Jul
Jun 5
50% 1 Jul only
Sign in to my.montcalm.edu
Click on the 'Finances' tab
Choose 'Student Accounts' folder on the left side gray box
Choose 'Financial Document Center' on the left side gray box
Choose the year that you are looking for
  What is the 1098-T form?

The 1098-T form is used by eligible educational institutions to report information about their students to the IRS as required by the Taxpayer Relief Act of 1997. Eligible educational institutions are required to submit the student's name, address, and taxpayer’s identification number (TIN), enrollment and academic status. Beginning with 2003, educational institutions must also report amounts to the IRS pertaining to qualified tuition and related expenses, as well as scholarships and/or grants, taxable or not. A 1098-T form must also be provided to each applicable student. This form is informational only. It serves to alert students that they may be eligible for federal income tax education credits. It should not be considered as tax opinion or advice. While it is a good starting point, the 1098-T, as designed and regulated by the IRS, does not contain all of the information needed to claim a tax credit. There is no IRS requirement that you must claim the tuition and fees deduction or an education credit. Claiming education tax benefits is a voluntary decision for those who may qualify.

Why did I receive a 1098-T and what am I supposed to do with it?

In January of each year, Montcalm Community College makes available online and/or mails an IRS Form 1098-T to all students who had qualified tuition and other related educational expenses billed to them during the previous calendar year. This form is informational only and should not be considered as tax opinion or advice. It serves to alert students that they may be eligible for federal income tax education credits. Receipt of Form 1098-T does not indicate eligibility for the tax credit. To determine the amount of qualified tuition and fees paid, and the amount of scholarships and grants received, a taxpayer should use their own financial records.

NOTE: It is up to each taxpayer to determine eligibility for the credits and how to calculate them.

Did you send a copy of this form to the IRS?

Yes. Section 6050S of the Internal Revenue Code, as enacted by the Taxpayer Relief Act of 1997, requires institutions to file information returns to assist taxpayers and the Internal Revenue Service in determining eligibility for the Hope and Lifetime Learning education tax credits. Forms are mailed at the end of January of each year for the previous tax year.

 What educational expenses are considered as qualified tuition and related expenses?

 Included:                                                            Not Included:
-Tuition                                                                 - Insurance
-College Services Fee                                           -Testing fees
-Contact Fee                                                          -MCC Bookstore charges
-Material Fees
                                                                          

 

 

You may be able to claim a tax credit against your Federal income tax for qualified tuition and related expenses.
 
American Opportunity Credit
The American Opportunity Credit is a tax credit for qualified education expenses paid for an eligible student, of up to $2,500 per eligible student.  The student may be yourself, your spouse, or your dependent(s).  If you take this credit, you may not also claim the Lifetime Learning credit, below.
 
Lifetime Learning Credit
The LIfetime Learning Credit is a tax credit for any person who takes college classes.  It provides a tax credit of up to $2,000 on the first $10,000 of college tuition and fees.  You can claim the Lifetime Learning credit on your tax return if you, your spouse, or your dependent is enrolled at an eligible eduational institution and you were responsible for paying college expenses.  You need not be enrolled at least half-time.  Even if you took only one class, you may take advantage of the Lifetime Learning Credit.
 
For more up to date information on Education Tax Credits, please go to www.irs.gov

Tuition & Fee Information

Payment is due by the posted due date for each semester.  Failure to make payment in full by the due date may result in enrollment cancellation.
 
Montcalm Community College accepts cash, check, debit card, or credit card (Discover, MasterCard, or Visa).  Payments can be made online, by mail or in person.
 
A payment plan is available for students who wish to make tuition payments in installments.  The payment plan is administered by Nelnet Business Solutions and offers convenient monthly payments.
Cash
Cash payments are accepted in person only in Student Services located in the Administration Building of the Sidney campus or at the TLC (Technology Learning Center) in Greenville.
 
Check or Money Order
Check or Money Order payments can be made in person at either the Sidney or Greenville campuses, online at my.montcalm.edu or they may be mailed to:
Montcalm Community College
Attention: Business Office
2800 College Drive
Sidney, MI 48885
 
A $25 charge will be assessed for all Non-Sufficient Funds checks returned by the bank.
 
Debit/Credit Card (MCC accepts Discover, MasterCard, or VISA)
Debit card or credit card payments can be made online at my.montcalm.edu or in person at either the Sidney or Greenville campuses.
 
Automatic Payment Plan
Students with a tuition & fee balance of $100 or more may set up an Automatic Payment Plan offered by Nelnet Business Solutions.  This plan enables students to make interest-free payments for tuition and fees via automatic debit from a checking or savings account, American Express, Discover, MasterCard or VISA.  Students wishing to set up a payment plan must do so online at my.montcalm.edu.  Choose the Finances tab, then "Setup/Manage Nelnet Payment Plan" in the light green box on left. Select the year & term from the drop down menu, then choose "Please click here to setup or manage your Nelnet Enterprise payment plan" and provide all the information requested. Make sure to print a confirmation before exiting the Nelnet system.
 
Financial Aid/Loans/Scholarships
Students planning to use financial aid to pay for their tuition, fees and/or books need to make sure their file is complete by the MCC Financial Aid priority processing date for the semester.  This means that the FAFSA has been completed online and sent to MCC and the student has turned in all documentation and/or forms that MCC is required by the Federal Government to obtain to complete and/or verify a student's information.  Students are notified by email of any items required to complete their file. 
 
It is very important that students check their semester statement online to make sure that financial aid has been applied  to their account.  Any balance not covered by financial aid becomes the student's responsibility and must be paid by the due date.
 
Employer or Sponsoring Agency
The MCC Business Office can invoice the student's employer or a state agency for tuition/fees/books if a signed authorization is submitted prior to the payment due date or at the time of registration.  The authorizations cannot be contingent on the student receiving specific grades.  The outside agency will be billed at the close of the drop/add period and payment is expected within 30 days.  The student is responsible for any portion not covered by the outside agency.  Written authorizations need to be submitted each semester.
In-District residents must have lived in the Carson City-Crystal, Central Montcalm, Greenville, Lakeview, Montabella, Tri County or Vestaburg public school district for at least six consecutive months prior to the first day of the semester.
 
MCC is required by the Michigan Department of Education to verify residency of students.  MCC reserves the right to make the final decision on residency eligibility.
 
Students must provide at least one of the following documents, dated, to verify residency: a current Michigan driver's license, property tax receipts, a current rental or lease agreement or utility bills that include the student's name and address.

The rates below are current at publication and are subject to change. Refer to www.montcalm.edu/tuition for current tuition and fees. Residency status is based on the taxing district in which you reside. Tuition is based on the residency status of the student.

MCC District Residents

Tuition $110 per contact hour
Tuition for Nursing Classes $136 per contact hour

Residents of the MCC district have lived in the Carson City-Crystal, Central Montcalm, Greenville, Lakeview, Montabella, Tri County or Vestaburg public school district for at least six consecutive months prior to the last day of registration for the term for which the student is enrolled. Students are required to furnish proof of residency such as a driver’s license or tax receipts.

Michigan Non-District Residents

Tuition $208 per contact hour
Tuition for Nursing Classes $233 per contact hour

Non-district residents are those whose legal residence is established within the state of Michigan for a period of six consecutive months prior to the last day of registration for the term for which the student is enrolled. Students are required to furnish proof of residency such as a driver’s license or tax receipts.

Out-Of-State Residents

Tuition $340 per contact hour
Tuition for Nursing Classes $365 per contact hour

Out-of-state residents are U.S. citizens whose legal residence is established outside the state of Michigan for a period of six consecutive months prior to the last day of registration for the term for which the student is enrolled. Students should be prepared to provide proof of residency at each registration. Acceptable documentation includes a valid driver’s license, Michigan ID card, voter registration card, lease agreement in the student’s name, business mail such as utility bill or bank statement, in the student’s name.

Other Fees

College Services Fee $18 per contact hour
Technology Fee $25 per contact hour
Contact (Lab) Fee* Same as per-credit-hour tuition
Materials Fee See the class listings

*Some courses have lab or contact hours for which there is a Contact (Lab) Fee. In the semester course schedules these are shown in parentheses immediately following the credit hours.


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Tuition and Fee Rates

MCC/MSU Agriculture Promissory Note

Tuition and Fee Information

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